Effective and Last Updated: August 24, 2026
Welcome to Steven’s Memoir, available at stevensmemoir.com (the “Site”).
The purpose of this Site is simple: to share personal experiences, observations, thoughts, and information gathered over a lifetime of living, studying, working, and doing business in the United States.
Please read the following terms and disclaimer before relying on material published on the Site.
1. Personal Notes – Sharing, Not Advising
The writings on Steven’s Memoir are exactly what the name suggests: memoir.
They reflect the author’s personal experiences, observations, opinions, research, and understanding of subjects that may include everyday life and current social issues; geopolitics and geoeconomics; U.S.-Korea and cross-cultural experiences; education and studying in the United States; economic and stock-market observations; business and management; commercial land and real estate development; restaurant operations; government contracting; and other social, economic, cultural, or current issues of interest.
The central purpose is sharing, not advising or recommending. Readers are free to agree, disagree, question, consider another perspective, or simply read the material for general information.
2. Educational and Informational Purposes Only
Nothing on this Site constitutes professional advice.
In particular, the Site does not provide legal, tax, accounting, investment, securities, financial, immigration, medical, engineering, architectural, or other regulated professional advice.
Content should not be interpreted as a recommendation concerning any particular investment, transaction, contract, business, property, government filing, visa, lawsuit, medical decision, or other individual matter.
Every person’s circumstances are different. Readers should independently evaluate information and obtain advice from appropriately qualified and licensed professionals when professional advice is needed.
3. Former Legal Practice
Steven Y. Lee previously practiced law for over decade in Virginia, the District of Columbia, and New York.
He is no longer licensed or authorized to practice law in any jurisdiction.
References to legal concepts, laws, court decisions, regulations, government programs, or past legal experience are provided solely for educational, historical, informational, or personal-experience purposes.
Nothing published on Steven’s Memoir constitutes legal advice, legal representation, a legal opinion, or the practice of law.
4. No Professional or Confidential Relationship
Reading the Site, communicating through the Contact page, sending an email, posting a comment, or otherwise interacting with Steven’s Memoir does not create an attorney-client, consultant-client, fiduciary, agency, or other professional relationship.
Communications submitted through the Site should not be considered confidential or legally privileged.
Please do not send confidential, privileged, time-sensitive, medical, immigration, financial, identification, or other sensitive information.
5. Personal Opinions and Changing Views
Many articles on Steven’s Memoir represent personal observations or opinions. They may reflect the author’s understanding at the time an article was written.
Views may change as circumstances change, additional information becomes available, or the author’s own understanding develops.
Reasonable people may reach different conclusions from the same facts. The Site does not claim that the author’s opinions are more correct, more knowledgeable, or more valuable than those of other ordinary individuals.
6. Accuracy and Changing Information
Reasonable efforts may be made to provide useful information and, when appropriate, identify official or primary sources.
However, no guarantee is made that every article is complete, accurate, current, error-free, or applicable to a particular reader’s situation.
Laws, regulations, government policies, financial markets, economic conditions, prices, programs, business practices, technology, and external websites may change after publication.
Readers should verify important current information before making decisions.